Terms and Conditions

Company Name: Family First Life Settlements

Owner: Raymond Mitchell

1. Acceptance of Terms

By accessing or using the services provided by Family First Life Settlements (“Company,” “we,” “our,” or “us”), you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, you should not use our services.

2. Services Provided

Family First Life Settlements provides insurance and financial-related services, including but not limited to life settlements, insurance guidance, and related consulting. The specific terms of individual services may be outlined in separate agreements.

3. Eligibility

To use our services, you must:

Be at least 18 years of age,
Have the legal authority to enter into binding agreements, and
Provide accurate, truthful, and complete information when requested.

4. No Guarantee of Results

All services provided are intended to assist clients in making financial decisions. We make no guarantees of financial outcomes or performance. Decisions made by clients remain their sole responsibility.

5. Intellectual Property

All content, including but not limited to text, graphics, logos, and materials provided by the Company, are the intellectual property of Family First Life Settlements. You may not copy, distribute, or use such content without prior written permission.

6. Limitation of Liability

To the fullest extent permitted by law, Family First Life Settlements and Raymond Mitchell shall not be held liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

7. Privacy

We respect your privacy. Information you provide will be used in accordance with our Privacy Policy. For inquiries, you may contact us at raymitchell.ffl@gmail.com.

8. Third-Party Services

Our services may include links or references to third-party providers. We are not responsible for the content, accuracy, or practices of such third parties.

9. Termination

We reserve the right to suspend or terminate services at our sole discretion if you violate these Terms and Conditions or engage in unlawful behavior.

10. Governing Law

These Terms and Conditions shall be governed by and construed under the laws of the state in which Family First Life Settlements operates, without regard to conflict of law principles.

11. Changes to Terms

We may update these Terms and Conditions at any time. Any changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of those changes.